RM
year(s)
RM
- You Pay
- RM 89 /mth
- Profit Rate
- Total Profit Payable
- RM 70
- Total Payment
- RM 1,070
MBSB Afdhal-i
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- Profit Rate
- 3.35% p.a. ~ 3.35% p.a.
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- Max. Financing Amount
- RM 400,000
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- Approval Duration
- Up to 1 business day (Approval turnaround time (TAT) is subject to fresh loan (no overlapping)
MBSB Loan Calculator
More details
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Features- Approval Duration
- Up to 1 business day (Approval turnaround time (TAT) is subject to fresh loan (no overlapping)
- Min. Financing Amount
- RM 3,000
- Max. Financing Amount
- RM 400,000
Other features
- Max Financing
- Up to RM400,000
- Min Financing Tenure
- 2 years
- Max Financing Tenure
- Up to 10 years
- Profit Rate
- Flat rate of 3.35% per annum
- Debt Consolidation
- Overlapping financing
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Eligibility & Required Documents- Age Requirement
- 19-60 years old
- Min. Monthly Salary
- RM 2,000
Other eligibility requirements
- Need to open linked bank account?
- N/A
- Guarantor Collateral Requirement
- N/A
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Fees and charges- Processing Fees
- Free
- Stamp Duty
- Free
Other fees and charges
- Early Settlement
- N/A
- Late Payment Charges
- N/A
- Annual Fee
- N/A
- Other Fee
- Wakalah Fee RM34
- Other Penalties
- N/A
Still unsure about which product best suits you?
Leave your details and our friendly agents will get back to you!
How do you apply for a personal financing online?
Step 1
Use our personal financing calculator to find the best personal financing based on your requirements and eligibility.
Step 2
Select the best product that fits your requirements from the list of recommended personal financing products listed and click on the Apply button.
Step 3
Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application.
Read more about Islamic Personal Financing
More details about the product
Applicant must be a Malaysian citizen between the age of 19 to 60 to qualify. Applicant must not exceed the age of 60 at the end of the loan tenure.Applicant must be a contract government employee (Biro, Federal AG, State AG deduction facility) premium high income individual and a permanent employee of listed private sector companies with a minimum gross salary of RM2,500 (contract), RM15,000 (premium) or RM2,000 (private) including allowances per month.Takaful protection is optional.
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MBSB Personal Financing Mumtaz-i offers multiple benefits. The first one is that you don't need any guarantors. Secondly, takaful coverage is optional for this loan, and finally there are no early settlement charges with this personal loan.
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MBSB Personal Financing Afdhal-i is open to all premium MBSB customers (high-income government employees (contract/permanent), GLC, SGLC, statutory bodies and selected private companies with at least five years in service), who are above 19 years old and not exceeding 60 years old upon expiry of facility or optional retirement age, whichever is earlier.
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You will need:
- A photocopy of your MyKad,
- Latest 3 months salary slip,
- Latest 3 months Savings/Current Account Statements (salary being credited),
- Latest BE Form and Tax Receipt/EA Form/EPF statements, and
- Any other latest supporting documents if required.
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MBSB Personal Financing Afdhal-i can finance you for any amount up to RM400,000.
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MBSB Personal Financing Afdhal-i has a readymade repayment table that you can refer to if you want to see how much you have to repay. You can have a look at the table right here.
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MBSB Personal Financing Afdhal-i only allows for one repayment method, auto deduction from your salary.
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With the MBSB Personal Financing Afdhal-i, you have to pay the waqqalah fee, which is RM34.00, Takaful contribution (if any), and product bundling charges (if any).
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