Ambank Cash Rebate Visa Platinium Card - Rebate For All Categories

Min. Monthly Income

RM 2,000
Interest Rate

18% p.a.
Cashback

Up to 8%
Annual Fee

Free

Key Features

Up to 8% Cashback for Groceries, Pharmacy & Online Spends
Enjoy Unlimited 10% Interest Rebate
Get RM30 OFF, RM30 Cashback, RM30 Voucher or 30% OFF from foodpanda, Grab, Touch 'n Go, airasia, Lazada, Shopee and more.

Shopping

8/10

Groceries

8/10

Cashback

9/10

Insurance or Health
- 8% cash back (on pharmacy outlets if total monthly spending is RM1,500 and above)
- 1% cash back (on pharmacy outlets if total monthly spending is between RM500 and RM1,499.99)
- 0.1% cash back (on pharmacy outlets if total monthly spending is between RM0 and RM499.99)
Groceries
- 8% cash back (on grocery if total monthly spending is RM1,500 and above)
- 1% cash back (on grocery if total monthly spending is between RM500 and RM1,499.99)
- 0.1% cash back (on grocery if total monthly spending is between RM0 and RM499.99)
Online Spending
- 8% cash back (on online transactions if total monthly spending is RM1,500 and above)
- 1% cash back (on online transactions if total monthly spending is between RM500 and RM1,499.99)
- 0.1% cash back (on online transactions if total monthly spending is between RM0 and RM499.99)
Shopping
- 8% cash back (on e-commerce transactions if total monthly spending is RM1,500 and above)
- 1% cash back (on e-commerce transactions if total monthly spending is between RM500 and RM1,499.99)
- 0.1% cash back (on e-commerce transactions if total monthly spending is between RM0 and RM499.99)

Other Features

Buy Now, Pay Later with AmFlexi-Pay: Convert your retail transactions into affordable monthly instalments.
Easy Payment Plan: Enjoy up to 36 months interest/management free instalment payment at participating merchants.
Travel Protection: Travel insurance coverage of RM500,000 for you and your family members.

Card Information

Annual Fee	Free for life time
Min. Monthly Income	RM 2000
Min. age for principal holder	21
Fee for principal holder	Free
Min. age for supplementary holder	18 and above years old
Fee for supplementary holder	Free of charge for first 3 cards

Late payment charge	Higher of RM10 or 1% of outstanding balance, up to a maximum of RM100
Cash advance amount	RM5,000 daily
Cash advance charge	Higher of RM15 or 5.0% of cash advance amount
Cash advance interest charge	18% per annum on cash advance amount
Rewards points expiry	N/A

Product Review by

Pay Less, Earn More!

With AmBank Cash Rebate Visa Platinum Card, you get 8% cashback per month when you spend on Groceries, Pharmacy and Online. You also get RM30 Cashback, RM30 OFF or 30% OFF from foodpanda, HappyFresh, CARiNG, Madam Kwan’s, Dunkin’, Lazada, Shopee and more. It comes with AmProtector Insurance coverage of RM500,000 in the event of death or permanent disability. AmBank Cash Rebate Visa Platinum Card also offers a 36 month 0% Easy Payment Plan (EPP) for road tax, AmGeneral Insurance renewal and all participating merchants.

Fees and Charges

The annual fee for this card is free for life for principal holder and free of charge for first 3 cards for supplementary holder. By making prompt minimum payment (the higher of RM50 or 5% of outstanding balance) for 12 consecutive months, you get to enjoy low finance charges rate of 15% per annum. If you are able to make prompt payment for at least 10 out of 12 months, the rate will be 17% per annum, otherwise it will be 18% per annum. As a late repayment penalty, the higher of RM10 or 1% of outstanding balance, up to a maximum of RM100 will apply.

Are You Eligible For TheAmBank Cash Rebate Visa Platinum Card?

To apply for AmBank Cash Rebate Visa Platinum Card, you need to have a minimum monthly income of RM2,000 and to be at least 21 years old for principal holder or at least 18 years old for supplementary holder.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as RHB Cash Back Credit Card/-i and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements.

If you prefer to broaden your credit card search, review more AmBank credit cards and start comparing today!